Articles
Written for working agents
What actually produces claims, where host agency coverage stops, and which states register sellers of travel.
Informational only. This page does not constitute insurance, legal, or financial advice. Coverage terms vary by carrier, policy, and jurisdiction. Full disclaimer.
August 20, 2026
Seller of travel registration by state
Four states register sellers of travel. The rules turn on where your client is, not only where you are.
Read it →August 20, 2026
Insurance for home-based travel agents
The business-activity exclusion is not a technicality. It is the reason the homeowners premium is what it is.
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Your host agency's E&O may not cover you
The question is answered by your contract, not by the fact that the host carries a policy.
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Do travel agents need E&O insurance?
No state law requires it. That is not the same as not needing it.
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Five claims travel agents actually get
The pattern is not fraud or negligence. It is deadlines, details, and what the client says they were told.
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Adding travel insurance to what you sell
Your clients buy it anyway. The question is whether they buy it from an airline checkout box or from you.
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